Download Table of Contents (PDF)
1.0 Report Summary
1.1 Purpose of Report
1.2 Scope of Report
1.3 Research Approach/Sources
2.0 Insurtech and the Smart Home Telematics Landscape
2.1 Auto Telematics as a Precursor to Smart Home Telematics
2.2 Value of Smart Home Telematics for Insurers and Policyholders
2.3 Insurance IoT Ecosystem
2.4 Smart Home Devices with Insurance Use Cases
2.4.1 Water Use Cases
2.4.2 Smoke and Fire Use Cases
2.4.3 Anti-Theft and Intrusion Prevention Use Cases
2.5 Drivers and Barriers for Adoption of Insurance IoT Solutions
3.0 Developing a Path to Market for Insurance IoT Solutions
3.1 Decision Points
3.1.1 Marketing versus Operations
3.1.2 Undifferentiated Consumers versus Segmentation
3.1.3 Islands versus Ecosystems
3.1.4 Economics of Consumer Funding versus Insurer Funding
3.1.5 Technology Build versus Buy
3.2 Profiles of Ecosystem Players and Insurance Activities
4.0 Consumer Attitudes toward Smart Products with Insurance Use Cases
4.1 Smart Home Product Adoption
4.2 Purchase Intentions for Smart Products with Loss Detection/Prevention Features
4.3 A Comparison of Consumer Preferences for Safety Device Bundles
4.4 Consumer Attitudes about the Role of Insurance Companies in the Smart Home
5.0 Implications and Recommendations
6.0 Appendix
6.1 Index
6.2 Representative Brands by Product Category
